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paybytz

E-invoicing for the Middle East and beyond

E‑invoicing compliance for every country you sell in

Paybytz connects your billing to ZATCA in Saudi Arabia, Peppol in the UAE, Oman and Europe, and JoFotara in Jordan. Generate, validate, clear and report compliant invoices through one platform and one API.

Contact salesExplore products
  • ZATCA approved solution provider
  • OpenPeppol member
  • ISO 27001 certified
Your ERPBilling systemPoint of saleStores and outletsREST APIOne JSON schemaValidate · Sign · Route0 errors · 12,480 checked🇸🇦ZATCA FatoorahSaudi Arabia🇦🇪Peppol PINT-AEUAE🇴🇲Peppol PINT-OMOman🇯🇴JoFotaraJordan🇪🇺Peppol BIS 3.0Europe · Singapore

Built on the standards regulators publish

  • ZATCA Fatoorah
  • Peppol BIS 3.0
  • PINT-AE
  • PINT-OM
  • JoFotara
  • EN 16931
  • UBL 2.1

Products

One platform. Every e‑invoicing mandate.

Each country ships its own rules, formats and portals. Paybytz turns them into one product family, so adding a market is configuration, not a new project.

Saudi Arabia · Phase 1 and 2

ZATCA E-Invoicing

QR codes, UBL 2.1 XML, cryptographic stamps and Fatoorah clearance and reporting, from one platform.

  • Fatoorah
  • UBL 2.1
  • Phase 2
InvoiceINV-2026-000184
TypeStandard (B2B)
VAT 15%SAR 975.00

Cleared by Fatoorah

Learn more

Saudi Arabia · small businesses

Free ZATCA E-Invoicing

Phase 1 compliant invoices with QR codes and Arabic + English formatting, at no cost.

  • Phase 1
  • No credit card

Starting at

SAR 0 / month

No credit card required

Learn more

UAE, Oman, Europe, Singapore · API

Peppol E-Invoicing API

POST JSON. We map to BIS 3.0 or PINT, validate with official Schematron and deliver over AS4.

  • BIS 3.0
  • PINT-AE
  • PINT-OM
POST /v1/transmissions
{ "buyer": "0235:1004567890",
  "currency": "AED" }
  • PINT-AE
  • Schematron OK
  • AS4 delivered
Learn more

Jordan

JoFotara E-Invoicing

Report invoices to Jordan's national e-invoicing system and track every submission on one dashboard.

  • JoFotara
  • ISTD
Reported
1,284
Pending
36
Rejected
2
Learn more

How it works

From your billing system to the tax authority, untouched by hand

  1. 1

    Connect

    Send invoices from your ERP, POS or accounting system as JSON through our API, or use our ready integrations.

  2. 2

    Map

    We turn each invoice into the format the country requires: ZATCA UBL 2.1, Peppol BIS 3.0, PINT-AE, PINT-OM or JoFotara.

  3. 3

    Validate

    Every document is checked against the official rules before it leaves. Failures are held for review, never silently dropped.

  4. 4

    Clear, report, archive

    We submit to Fatoorah, the Peppol network or JoFotara, return the stamped result by webhook and archive it for audit.

Developers

Compliance as an API call

A clean REST API with test and live keys, status webhooks on every state change, and the same canonical JSON whether you send to Riyadh, Dubai or Brussels.

  • sk_test_ keys against sandbox endpoints
  • Webhooks for cleared, delivered, rejected
  • Validation reports you can show your team
  • Signed receipts stored for audit
Peppol API referenceZATCA API reference
POST /api/public/v1/transmissions
curl -X POST https://api.paybytz.com/v1/transmissions \
  -H "Authorization: Bearer sk_live_•••" \
  -d '{
    "buyer_participant_id": "0235:1004567890",
    "currency": "AED",
    "items": [{ "item_code": "SKU-1", "quantity": 2 }]
  }'
  • Mapped to PINT-AE
  • Schematron: 0 errors
  • Delivered over AS4

Global network

One connection. Every tax network.

Connect once from your ERP or POS. Paybytz routes each invoice to the right authority or Peppol Access Point, in the format that country requires.

ZATCA Fatoorah
Saudi Arabia
Clearance and reporting
Peppol
UAE, Oman, Europe, Singapore
BIS 3.0 and PINT over AS4
JoFotara
Jordan
National e-invoicing reporting

Coverage

We track the mandates so your finance team doesn't have to

We follow ZATCA, the UAE Ministry of Finance, Oman's tax authority, Jordan's ISTD and the OpenPeppol working groups. When a rule set changes, your integration keeps working.

Saudi Arabia

Phase 1 live · Phase 2 in waves

ZATCA · UBL 2.1 · Fatoorah

United Arab Emirates

Pilot Jul 2026 · large taxpayers Jan 2027

Peppol PINT-AE

Oman

VAT e-invoicing

Peppol PINT-OM v1.0.1

Jordan

National e-invoicing live

JoFotara · ISTD

Belgium

B2B + B2G live Jan 2026

Peppol BIS 3.0 + BE CIUS

Germany

B2G live · B2B 2027

XRechnung CIUS

Singapore

InvoiceNow live

SG Peppol BIS

France

Chorus Pro B2G · B2B 2026

Peppol BIS 3.0 + FR CIUS

More on Peppol

Any Peppol country, one payload

BIS 3.0 · PINT

Security

Built for finance teams. Audited like a finance system.

We hold the certificates, the receipts and the audit trail, so your regulator gets answers, not investigations.

ISO 27001 and ISO 22301

Information security and business continuity management certified to ISO/IEC 27001:2022 and ISO 22301:2019.

Encrypted everywhere

TLS 1.2+ in transit and AES-256 at rest. API keys are hashed, never stored in plain text.

Two-factor by default

Console accounts sign in with two-factor authentication, and sensitive actions ask again.

Append-only audit log

Every state change is recorded, and each tenant's transmissions are hash-chained so tampering shows.

We hold the PKI

Signing certificates and network credentials live in our vault, not on your servers.

Long-term archive

Invoices and signed receipts are archived for the retention period each country requires.

Ready to make e‑invoicing a checkbox?

Tell us where you sell and what you bill from. We'll show you the shortest path to compliance.

Contact salesRead the API docs